High level competence in commodity/Larger corporate clients risk analysis, and underlying knowledge of the industry fundamentals and trends, with greater emphasis on the Large Corporate sector(s). Oil & Gas/Natural Resources.
Preference for + 5 years experience in Oil & Gas/Natural Resources (corporate and structured finance).
Mandarin Speaking; spoken and written – is preferred.
Strong knowledge of accounting principles and corporate finance techniques: optimal capital structure analysis, cash flow analysis, acquisition/divestiture analysis, liquidity analysis, ratings analysis, comparative analysis.
Corporate Finance experience would be beneficial in addition to credit analysis experience, either in acquisition, or corporate finance advisory.
Preferably experience within an external rating agency or Corporate Finance/ratings based Front Office analyst team.
Overview Purpose of the Job:
Support the coverage teams with credit risk and financial analysis for existing and prospect clients to support marketing activities by anticipating the financing needs of clients, by undertaking fundamentals based analysis, working in partnership with the Relationship Manager to produce presentations.
As part of the 'First Line of Defense', working with the RM, the credit manager will prepare and co-ordinate transaction proposal credit papers, to minimise the Bank's credit-related losses by identifying/reasonably measuring credit risks and mitigants in proposals, reviews etc. Act as key liaison between the Coverage team's and CRD to ensure fluid communication between all parties to maximise the chance of positive transaction vetting by CRD.
Managing the risk of the Corpore Banking Department (CBD) portfolio with other team members so as to make unambiguous recommendations to Credit Risk Department (CRD – inclusive of CMD and CAD), Credit Committee & HO, in accordance with the Bank's credit policy (local and head office) with respect to particular CBD business transactions.
Assist the coverage teams & management in monitoring, identifying and reasonably measuring credit risk in the Bank's CBD asset portfolio so as to comply with prevailing credit risk appetite and booking policies.
Work with coverage teams & management to evolve the supporting credit risk architecture and enablers.
In particular: Credit risk policy applicable to CBD rating methodologies and identification/negotiation of apposite CBD information service access. Objective to enhance risk reward asset attribution.
Support credit, operations & credit risk technical training for the CBD team.
Use the Business Support team (BS) to help arrange.
Perform research of industry & customer-related information for CBD portfolio and provide expert guidance on credit risks related matters